Anticipated closing costs

 Freedom Realty & Management Company can walk you through closing - (740)681-1463
There are certain normal expenses related to closing the sale of a home. These fees are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Ohio to help lead you through your deal.

Closing costs that are tied to your mortgage    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will we work to get the very best sales price, but we'll also push for reduced closing costs. And once we've reached an agreement, we'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing a property in Lancaster, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within an appropriate range so you're not surprised when you reach the closing table. We'll be willing to look over the estimate with you, answering your questions and highlighting any estimates of concern.

Finding the right home at the right price is just one aspect of a real estate transaction. Freedom Realty & Management Company is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at (740)681-1463 if your needs include a real estate pro experienced in the business side of real estate.

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